The English website of the Islamic magazine - Al-Mujtama.
A leading source of global Islamic and Arabic news, views and information for more than 50 years.
Education helps you discover your hidden talents and skills. It gives you the knowledge and abilities you need to succeed in life, both personally and professionally.
Education teaches you about your rights and responsibilities as a citizen. It shows you how to participate in the democratic process and make a difference in your community.
People with more education usually earn higher wages. So, by getting a good education, you can have better job opportunities and make more money.
Education teaches you the importance of good nutrition, exercise, and preventive care. By learning about these things, you can live a healthier and longer life.
Education teaches you about different cultures and perspectives. It helps you become more accepting and respectful of others, and it shows you how to solve conflicts peacefully.
Education teaches you how to think critically and come up with new ideas. It helps you develop your creativity and problem-solving abilities, which are super important in life.
Education introduces you to the beauty and importance of literature, music, art, and other cultural expressions. It helps you appreciate and enjoy these amazing forms of human expression.
Education teaches you about the importance of being engaged in your community. It shows you the value of civic engagement and volunteerism, making you a better citizen.
Education teaches you how to weigh the pros and cons of different options. It helps you make the best choices for yourself and your family, leading to a happier and more fulfilling life.
Every single person deserves the opportunity to learn and grow, no matter their background or circumstances. Education is a fundamental human right that should be available to all.
Education is not only important for individuals but also for society as a whole. It helps people reach their full potential, become better citizens, and live happier lives.
But wait, there's more!
Education also helps to:
Promote Social Mobility
Education helps people from disadvantaged backgrounds improve their lives and move up the social ladder.
Reduce Crime and Poverty
Education is linked to lower crime rates and higher levels of economic development.
Improve Public Health
Education empowers people to make healthier choices and access healthcare services.
Protect the Environment
Education helps people understand the importance of environmental protection and take steps to reduce their impact on the planet.
Education is absolutely essential for building a better future for everyone. So, let's embrace the power of education and make the world a brighter place!
In today's rapidly advancing technological era, electronic games have become an integral part of children's lives. However, concerns have been raised about the potential negative effects of these games on children's innocence. We will try to explore the notion that electronic games can compromise the innocence of children using an analytical perspective, considering both the positive and negative aspects associated with gaming.
Definition and Importance of Innocence:
Before discussing the impact of electronic games, it is essential to define what is meant by "innocence" in the context of children. Innocence refers to the state of being free from moral wrongdoing or knowledge of the harsh realities of the world. It is a quality cherished for its protection of children's mental and emotional well-being during their formative years.
Engrossment in Virtual Worlds:
Electronic games, particularly those with immersive storylines, captivating graphics, and intricate narratives, can enthral children for hours. They often introduce players to complex themes such as violence, crime, or adult scenarios. This extensive exposure to virtual worlds, which may include explicit content, can challenge their innocence and shift their focus from real-world experiences.
Desensitization to Violence:
Many electronic games feature violent scenarios. Frequent exposure to violence within these virtual environments can potentially dull children's emotional response to real-world violence, desensitizing them to its implications. As a consequence, the innocence that inherently treats violence as an unambiguous wrong is compromised, leading to potentially harmful consequences.
Altered Perceptions of Social Interaction:
Certain electronic games simulate social interactions, creating inauthentic connections and leading to diminished interpersonal skills. These games may replace genuine social interactions, hindering the development of healthy relationships and conflict resolution skills, key aspects of children's emotional and social innocence.
Physical Health and Cognitive Development:
Excessive gaming can adversely affect children's physical health, as sedentary behavior and a lack of physical activity become prevalent. Notably, electronic games that emphasize violence or require repetitive actions can impede cognitive development. These consequences further erode the innocence of children, as physical and mental health are vital aspects of their overall well-being.
Educational Potential of Electronic Games:
While the potential negative impacts should be acknowledged, electronic games also offer educational value. Many games have interactive elements that enhance problem-solving skills, promote critical thinking, and encourage creativity. These positive aspects should be considered when evaluating the impact on children's innocence, as not all gaming experiences are detrimental.
Parental Responsibility and Regulation:
Parents play a crucial role in safeguarding their children from the potential harm associated with electronic games. By actively monitoring and regulating game content, parents can strike a balance between allowing their children access to digital entertainment and preserving their innocence. Engaging in discussions about appropriate gaming choices can also foster critical thinking skills and ethical decision-making.
Ethical Considerations for Game Developers:
Game developers also bear a responsibility in preserving children's innocence. By considering age-appropriate content, creating positive role models, and promoting ethical values within the games themselves, developers can ensure that their products contribute positively to children's development.
Integrating Real-World Context:
To counteract potential innocence erosion, educators and parents can implement strategies that integrate real-world context into the gaming experiences. Encouraging children to reflect on the differences between the virtual and the real world helps them analyze the consequences and moral implications of their actions.
While electronic games possess the potential to undermine children's innocence, it is crucial to approach this issue with nuance. Balancing the negative aspects with opportunities for educational growth and parental guidance can mitigate potential harm. Preserving and nurturing children's innocence in the digital age requires a comprehensive approach involving active engagement from parents, educators, and game developers to foster healthy, well-rounded individuals, capable of responsibly navigating the virtual world while preserving their essential innocence.
Have you ever wondered why some societies separate men and women?
In an Islamic context, separating genders is based on the idea of modesty and maintaining proper interactions between men and women. It's important to know that different Islamic scholars and cultural practices may have different views on this topic. Let's explore some of the benefits associated with a separated-gender society in an Islamic context.
Preservation of Modesty
Modesty is highly valued in Islam for both men and women. In a separated-gender society, physical segregation helps reduce opportunities for inappropriate interactions. This creates a more modest and respectful environment.
Protection of Honor
Separation is seen as a way to protect the honour and reputation of individuals and families. Minimizing interactions between unrelated men and women, reduces the risk of illicit relationships or misunderstandings.
Focus on Religious Observance
Separation can create an environment that allows individuals to focus more on their religious duties and worship without distractions or attractions.
Avoidance of Temptations
Minimizing interactions between unrelated men and women helps reduce the risk of temptation and potential sins.
Respect for Privacy
Gender segregation is seen as a way to uphold the privacy and personal space of individuals. Everyone's personal space is respected.
Preserving Family Values
Advocates argue that maintaining separate spaces for men and women fosters stronger family values and reduces the risk of extramarital relationships that could threaten the family unit.
Cultural and Social Norms
In many Muslim-majority societies, separated gender spaces have become ingrained cultural norms. They are accepted as a way to maintain social order and harmony.
Eliminating child labor will remain a pipe dream as long as major countries and big corporations continue to exploit this modern-day “slavery” for their supply chains, according to a prominent rights activist.
“There are 1 million children working inside the US and more than a million children working inside the EU,” Fernando Morales-de la Cruz, a rights activist, journalist and social entrepreneur, told Anadolu in a conversation ahead of the World Day Against Child Labor, marked annually on June 12.
“Sadly, there are tens of millions of children working in the supply chains of the US and EU. This has to stop.”
He said countries such as Norway and Switzerland also continue to “profit from the exploitation of millions of children by corporations.”
According to Morales-de la Cruz, more than 75 million children are being exploited in global supply chains.
In Africa, the region with the highest figures, he said child labor in the supply chains of major corporations is akin to “slavery in the 21st century.”
He also called out companies with “exploitative business models” for touting the Child Labor Monitoring and Remediation System (CMLRS) or aid efforts as signs of their positive intent.
“CLMRS and development aid are only tools to pretend they care,” he added.
The only real way to eradicate poverty and eliminate child labor is to increase “the prices paid to farmers and the wages paid to workers,” he underlined.
2025 goal ‘impossible’
Given the pervasive exploitation of children in global supply chains, the world is “very far” from actually eradicating child labor, Morales-de la Cruz asserted.
According to International Labor Organization (ILO) data, at least 160 million children were being made to work around the globe in 2021 – almost one in 10 of all children worldwide.
Nearly half of them were in hazardous work that directly endangers their health, safety and development.
Morales-de la Cruz, who leads several initiatives working on child labor, slavery and poverty, argued that the actual numbers could be as high as double the ILO figures.
He was referring to a September 2022 study by academics from the University of Zurich and University of Pennsylvania, which said the ILO numbers might “greatly underestimate the extent of the issue, since child labor indicators are typically based on surveys with parents – who have no incentive to truthfully disclose that their children work.”
The report said more than 373 million children between age 7 and 14 could be affected by child labor worldwide, “nearly 3-fold its global prevalence according to the World Development Indicators.”
Morales-de la Cruz categorically rejected any possibility of the international community achieving its aim of ending child labor by 2025.
“It’s impossible. Even after the G-7 and EU committed in Elmau and Hiroshima, not a single developed nation has a concrete plan to eliminate child labor in its supply chains or even inside their own countries,” he said.
He pointed to the concerted efforts underway in various US states to loosen child labor laws to allow companies to employ kids aged 14 and older, as well as recent legislation allowing children as young as 12 to work in small agricultural businesses in Quebec, Canada.
“This is contrary to the commitments of President (Joe) Biden and Prime Minister (Justin) Trudeau at G-7 summits,” he stressed.
In the US, the Department of Labor reported a 69% rise in children being employed illegally since 2018, including 3,800 violations across 835 companies in the 2022 fiscal year, damning figures that come amid legislative overhauls in Republican-majority states.
Much of the increase was tied to migrant children who entered the US illegally and who do not have a parent in the country, the department said in a February report.
Even international organizations like the UN, which have obligations under the Universal Declaration of Human Rights and the Convention on the Rights of the Child, are unable to eliminate child labor in their own supply chains, Morales-de la Cruz added.
He said there can be no effective solution until major countries and big companies are held accountable, and called on the thousands of business and political leaders who gather for the World Economic Forum in Davos each year to take the lead in efforts to address the issue.
The ILO declined to comment on Anadolu’s queries about possible discrepancies in its global child labor statistics, as well as Morales-de la Cruz’s allegations about the prevalence of child labor in supply chains of international organizations such as the UN.
The family is the cornerstone of Islam's social structure, its source of stability, and the foundation upon which it may carry out its mission. Islam paid close attention to the development of the family throughout its stages and established all of its specific rights, obligations, morals, and manners within the framework of sensitive emotions that shield it from destructive storms.
Islam desired early marriage in order for the Islamic system to take root and for values that resist deviation and corruption to prevail in society by blocking its pretexts and erecting barriers that prevent its occurrence.
Nothing protects against deviation more than early marriage, which leads to preoccupation with lofty matters without their insignificance and vulgarity. Early marriage also leads to taking responsibility instead of being preoccupied with empty fun in which the energies of many young people are wasted, and what energies they have!
If the condition for marriage is legal puberty, this does not preclude taking into account psychological maturity and the practical ability to bear the consequences of marriage, both psychologically and physically. This is a relative matter that requires good judgment on the part of parents and moderation and reasonableness in controlling society. We refer to this with the concept of ability, which came in the honorable hadith: "O young men, those among you who can support a wife should marry…" Sahih Muslim 1400c.
There are many pieces of evidence for encouraging early marriage in the Qur’an and Sunnah, including the Almighty’s saying: "And marry the unmarried among you and the righteous among your male slaves and female slaves. If they should be poor, Allah will enrich them from His bounty, and Allah is all-Encompassing and knowing." (An-Nur: 32); Meaning: Hasten to marry off your young men and women who have no husband.
Abdullah (b. Mas'ud) (Allah be pleased with him) reported that Allah's Messenger (ﷺ) said to us: "O young men, those among you who can support a wife should marry, for it restrains eyes (from casting evil glances) and preserves one from immorality; but he who cannot afford It should observe fast for it is a means of controlling the sexual desire."
And Muslim narrated on the authority of Fatimah bint Qais that the Prophet (ﷺ), advised her to marry Osama bin Zaid when her husband divorced her and more than one of the companions wanted to marry her so the Prophet (ﷺ) said to her: "Marry Usamah bin Zaid. So, I married him. And Allah prospered him very much and I was envied.” Osama bin Zaid was under the age of sixteen at that time.
The Messenger of Allah said: "When someone whose religion and character you are pleased with proposes to (someone under the care) of one of you, then marry to him. If you do not do so, then there will be turmoil (Fitnah) in the land and abounding discord (Fasad)." Jami` at-Tirmidhi 1084
He called for the facilitation of marriage and the response of matched persons if they came to propose to girls.
And if we try to find the purposes envisaged by the Sharia to encourage early marriage, we find many of those noble purposes, including:
Dr Alexis Carrell, in his book " Man The Unknown", says: "The shorter the time distance between two generations, the stronger the literary influence of adults on the young, and therefore women must be mothers at a young age, so that they are not separated from their children by a large gap that cannot be filled, even by love."
Together, these considerations call on us, as Muslims, to reconsider the issue of marriage in order to facilitate its causes without extravagance, to expedite it without procrastination, and to celebrate it as a ritual, law, obedience, worship, guidance, and building.
Generations Communication Forum in support of the joint Arab action will contribute to crystalizing a unified vision, Algerian Minister of Foreign Affairs Ramtane Lamamra said Sunday. Lamamra made the statement during inaugurating the forum in Oran city, west of Algeria, in which Kuwait is taking part.
He said that the gathering aims to activate the role of Arab civil society in addressing the issues that concern the Arab world and meeting aspirations of the Arab nations.
The forum forms an opportunity to revive the historical memory of the Arab nations in terms of culture and civilization, which are the bases of the national identity of the Arab nation, he stressed.
He stated that this forum is being held a few weeks before the next Arab summit to be hosted by Algeria.
This coincides with the 68th anniversary of the November revolution in Algeria that was a title of the unity of the Arab ranks and the solidarity of Arab peoples and countries with the struggle of the Algerian people's liberation.
The five-day event is featuring a number of officials and activities of the civil society as well as some high-level academics from 19 Arab countries.
Of the attendees is Kawthar al-Jawan, head of Women's Institute for Development and Peace./KUNA
A local government's decision in August to shut down 34 schools in India's northeastern state — after none of their students passed a critical exam this year necessary to receive a graduation certificate — has been termed by critics as "illogical" and "senseless."
Hundreds of thousands of students from schools in the state of Assam sat for the High School Leaving Certificate exam. More than 1,000 students, from the 34 schools that were shut down, failed the exam.
Although parents and teachers blamed the inconveniences faced by the students during COVID-19 lockdowns for the poor results, the Assam government chose to close down the 34 schools — which are mostly located in rural areas — and send all students to better-performing schools in the neighboring areas.
"It is the primary duty of schools to impart education to children. If a school fails to perform this duty and students fail the crucial exam like HSLC, it is pointless to keep running the school," Assam's education minister Ranoj Pegu said.
"The government cannot spend taxpayer's money for schools with zero success record."
The performance of some 2,500 other schools is also being assessed, and more schools are likely to be closed for what the government insists are "performance-related reasons," several sources said.
Teachers and education activists blamed the poor infrastructure of the government schools in Assam as the root cause of the crisis.
"By shutting down the schools the government is handing out a collective punishment to the students and teachers. They should have rather conducted a survey in all government schools to find out why exactly the students performed badly," Bhupen Sarma a teacher and educationist in Assam told VOA.
"Following the survey, with the help from expert agencies, the government should have adopted policies to improve the infrastructure in those schools."
In the past six years, 6,000 government elementary schools — where first through fifth grade students usually study — have also been closed by the government in Assam.
In most cases those schools were closed because very few students were attending, the government said.
Sarma said "poor infrastructure" in those elementary schools was the main factor that led to their closure.
"Some of those schools had no teacher at all. Others had only one teacher in each school, for students of five different classes [grades]," Sarma said. "Since the government kept the infrastructure of those elementary schools in very poor shape, most families avoided sending their children to those schools, and finally the government closed down those 6,000 schools."
During the COVID-19 lockdowns, course work for many students, mostly in rural areas, were disrupted and it was one of the reasons why the students of those 34 schools performed poorly in the HSLC exam, Sarma added.
"The government [public] high schools in Assam's rural areas often have a lack of teachers. This factor might have also contributed to the failure of the students in the HSLC exams. Instead of taking steps like finding out the reasons behind the students' failure in the exams and addressing those faults, they took a senseless decision to close down the schools," he said.
Recently, after the government responded to a Right to Information application, from some activists, it became known that in Assam there were 3,221 schools, each having only one teacher and 341 of them had no teacher at all.
Souvik Ghoshal, a high school teacher in the neighboring state of West Bengal said that during the COVID-19 lockdowns many students across the country could not study well, which might have been an important reason behind the failure of the students in the Assam schools.
"Most of the poor and lower middle-class families send their children to government schools in India. During the COVID-19 lockdowns, almost all schools switched to the online mode, most of the children in the government schools — especially in rural areas — could not afford to have their smart phones that they needed to attend the online classes," Ghoshal told the VOA.
"Some, despite having smartphones in their families, could not arrange money to pay for the Internet services. Only a small section of the government school students could regularly attend the online classes during the lockdowns."
A survey conducted last year by a group of educationists across over 15 Indian states, including Assam, indicated that during the COVID-19 lockdowns only 24% students in urban areas had attended the online classes regularly. And, in the rural areas, just 8% of the students had regular access to online classes.
Mahmud Hossain, a teacher in Assam's Barpeta district, blamed a shortage of teachers as the biggest reason for the poor performance of the students in Assam.
"Most teachers happen to be posted in urban areas. The crisis of teachers is more acute in rural areas. This is why the students in rural areas are performing badly in exams," Hossain told VOA.
As per India's National Education Policy 2020, every school should ensure that the pupil-teacher ratio, there is below 30:1. In areas with large numbers of socially and economically disadvantaged students the PTR should be under 25:1, according to the policy.
Across socioeconomically disadvantaged rural areas of Assam' schools, the PTR is as dismal as 150:1, Sarma said.
"Over 70% of the elementary to high school standard students in Assam study in government schools — they cannot go to private schools where the educational infrastructure is better," Sharma said.
"The government has to upgrade the infrastructure of the government schools if they want the students to perform well."
French police have opened an investigation into claims by World Cup winner Paul Pogba that he is the victim of a multi-million euro blackmail plot by gangsters involving his brother.
Pogba's allegations came after his brother Mathias Pogba published a bizarre video online –– in four languages (French, Italian, English and Spanish) –– promising "great revelations" about the Juventus star.
The police investigation was confirmed by a source close to the case to AFP news agency
A statement signed by the Juventus player's lawyers, his mother Yeo Moriba and current agent Rafaela Pimenta said that the videos published on Saturday night "are unfortunately no surprise".
"They are in addition to threats and extortion attempts by an organised gang against Paul Pogba," read the statement.
"The competent bodies in Italy and France were informed a month ago and there will be no further comments in relation to the ongoing investigation."
Mathias 'explosive revelation'
Mathias, 32, promised "great revelations about (his) brother Paul Pogba and his agent Rafaela Pimenta", who took over as head of the company of former agent Mino Raiola who died in April.
He said the "whole world, as well as my brother's fans, and even more so the French team and Juventus, my brother's team-mates and his sponsors deserve to know certain things".
Also a professional footballer, Mathias said people needed to know what he knew in order to judge whether his brother "deserves his place in the French team and the honour of playing in the World Cup. If he deserves to be a starter at Juventus."
"All this is likely to be explosive," he concluded without adding any substance to his "revelations".
Millions demanded from Paul
According to two sources close to the Pogba family contacted by AFP, large sums of money are being demanded from Pogba if he wants to avoid the dissemination of the allegedly compromising videos.
France Info reported that Paul Pogba told investigators he had been threatened by "childhood friends and two hooded men armed with assault rifles".
They are demanding $12.9 million from him for "services provided".
A source close to the matter confirmed the France Info reports to AFP.
Kylian Mbappe's name also came up in the affair.
Pogba explained to investigators that his blackmailers wanted to discredit him by claiming he asked a marabout (holy man) to cast a spell on the Paris Saint-Germain and France star, which Pogba denies.
Late Sunday, Mathias reacted to the day's developments.
"Paul, you really wanted to shut me up and lie and send me to prison," wrote Mathias.
"You left me in the hole, while running away and you want to play the innocent. When all is said people will see that there is no bigger coward, bigger traitor and bigger hypocrite than you on this earth."
Pogba, who won the World Cup with France in 2018, returned to Juventus on a free transfer this summer after six years at Manchester United and is currently sidelined with a knee injury.
The 29-year-old is expected to return to action next month.
Source: AFP
World Cup organisers have sent 1,300 buses onto the streets of Qatar's capital Doha in a test of what they have called one of the most elaborate transport operations ever mounted for an international event.
"This is the most complex transport operations ever mounted for a major sporting event," said Ahmad al Obaidly, chief operating officer of Mowasalat, on Thursday.
Mowasalat operates Qatar's bus and taxi services.
In the first scrutiny of their years of preparations, organisers mimmicked the schedule for the busiest days of the tournament when about 300,000 fans could be in Doha at the same time.
Amid sweltering summer heat, hundreds of air-conditioned but mainly empty buses went out to stadiums, metro stations and pickup points.
At the Al Wakra metro station in the Doha suburbs, more than 1,000 Mowasalat drivers pretended to be fans to be ferried to the Al Janoub stadium five kilometres away.
The Al Bayt stadium, where the opening game will be held on November 20, does not have its own metro station.
With more than one million people expected to descend on the tiny Gulf state for the tournament, the government is taking no chances with their multi-billion dollar preparations.
And getting the football hordes around the city and between the eight stadiums promises to be one of the biggest challenges.
'No fan will be left behind'
Hundreds of buses without passengers plied the 25 kilometres to the nearest station in the new city of Lusail, as they will when they take England and US fans to their match.
The buses even made the return journey after midnight to copy conditions for the Group B late night game.
"We want to make sure our plans are going in the right direction," said Thani Al Zarraa, mobility operations director for the Qatar organisers.
Obaidly said 3,000 buses had been purchased and there would be more than 4,000 on the streets for the World Cup.
The company has also doubled its number of drivers to 14,000 for the event. Most have been brought in from South Asia and Africa.
They have been trained in "defensive driving" to avoid on-the-road hazards and there are "contingency plans" for troublesome spectators, the executive said.
Each bus also has five CCTV cameras monitored at a central command centre for troublemakers.
After the tournament, Qatar's older buses will be given away and as part of its World Cup legacy, it will be "one of the first countries in the world to have a pure electric public transportation service," said Obaidly.
Al Zarraa advised visiting fans to plan their trips in advance and "be patient". But the bus company chief promised: "No fan will be left behind."
Source: AFP
President Joe Biden wiped $3.9 billion from the student loan records Tuesday.
More than 200,000 former students, who still owe on a federal student loan from their time at ITT Technical Institute will see their loan balances cleared, whether they’ve applied for forgiveness or not.
ITT Educational Services closed its campuses in 2016 after years of questioning and scrutiny of its accreditation standards and recruiting processes. At the time, the institution had about 45,000 students across 130 campuses.
Some of the former students were already eligible for federal student loans forgiveness but this move applies to all borrowers who took on debt attending the school between 2005 and September 2016, when the school closed.
This brings the total amount of loan discharges under Biden to nearly $32 billion and leaves many wondering what more could be forgiven or at least if payments will remain on pause.
Don’t miss
The pause has been helpful for millions
After mortgages, student loans make up the biggest chunk of household debt at more than $1.5 trillion, according to the Brookings Institution.
At the start of the pandemic, the government froze student loan repayments for most borrowers. In April, the White House extended the moratorium for the sixth time through to August 31.
“This pause will help 41 million people keep up with their monthly bills and meet their basic needs,” Vice President Kamala Harris said in an announcement. “It will give borrowers some urgently needed time to prepare for a return to repayment.”
A letter addressed to Biden and Secretary of Education Miguel Cardona and signed by more than 100 lawmakers highlighted those positive effects of the freeze.
“For the first time, many borrowers have had the opportunity to pay down debt, open a savings account, purchase a home, and save for retirement — none of which would have been possible without the payment pause.”
As the letter pointed out, many used the break to save up to buy homes, pay off credit cards or catch up on other bills.
“Resuming student loan payments would force millions of borrowers to choose between paying their federal student loans or putting a roof over their heads, food on the table, or paying for child care and health care,” the lawmakers wrote.
A path to forgiveness
Mark Kantrowitz, a student loans expert who’s written five books about scholarships and financial aid, says there are three potential paths to forgiveness: regulation, legislation or executive authority.
If the president were to use executive action to cancel student debt, he would face legal challenges that Kantrowitz does not expect would not go Biden’s way. And Congress has not yet passed legislation for broad loan forgiveness, nor does it seem poised to.
Regulation might be the president’s best bet, says Kantrowitz, whose books include How to Appeal for More Financial Aid.
The federal government offers four income-driven repayment plans, which set loan payments at amounts meant to be affordable to borrowers based on their incomes and family size.
Most people forget these are also loan forgiveness plans, Kantrowitz says. After making qualifying payments for 20 or 25 years, depending on the plan, borrowers can have their remaining debt eliminated. Those who work in public service may qualify for forgiveness after just 10 years of payments.
One of four plans — the Income-Contingent Repayment Plan — gives the U.S. Department of Education broad regulatory authority such that it could be remade into a means-tested loan forgiveness program, says Kantrowitz.
Means testing, a method of determining eligibility for government assistance, is a way of addressing the concern over helping people who might not need it.
Biden “doesn’t believe that — that millionaires and billionaires, obviously, should benefit or even people from the highest income,” former White House Press Secretary Jen Psaki said after Biden’s remarks in the spring. “So that’s certainly something he would be looking at.”
Will he or won’t he?
One likely reason that Biden hasn’t followed through on his campaign proposal is the economic and geopolitical fallout of the pandemic and the war in Ukraine, says Siri Terjesen, a management professor and associate dean at Florida Atlantic University.
“With year-on-year inflation closing in on 10%, policymakers who remember basic economics will want to curb further stimulus in order to bring inflation back under control,” she said in an email. “A large student loan forgiveness program would drive up inflation even faster.”
Since the beginning of 2020, Biden has forgiven billions of dollars worth of student debt through other programs. Those include plans for borrowers who were misled by their schools, those with disabilities and others who work in public service.
The push for more continues.
The majority of Americans support student debt cancellation, Massachusetts Sen. Elizabeth Warren argued in a Senate committee hearing this spring.
“There is scarcely a working person in America who does not have a friend or family member or coworkers who is weighted down by student loan debt,” said Warren, who supports forgiving $50,000 per borrower.
Canceling that amount would cost $904 billion and forgive the full balances of about 30 million — or 79% — of borrowers, according to a report from the Federal Reserve Bank of New York economists.
Forgiving $10,000 per borrower would cost $321 billion and eliminate the entire balance for 11.8 million borrowers, or about 31%.
Adding an income cap to forgiveness proposals “substantially reduces the cost of student loan forgiveness and increases the share of benefit going to borrowers who are more likely to struggle repaying their debts,” the report says.
Potential problems with broad student debt forgiveness
Advocates of broad forgiveness argue that student loans contribute to racial and socioeconomic wealth gaps. But there are better ways to reduce racial wealth gaps, argues Adam Looney, a senior fellow at the Brookings Institution.
Looney posits that student loan forgiveness is regressive and only targeted debt relief policies can work to address inequities caused by federal student loan programs.
“Measured appropriately, student debt is concentrated among high-wealth households and loan forgiveness is regressive whether measured by income, educational attainment, or wealth,” he writes. “Across-the-board forgiveness is therefore a costly and ineffective way to reduce economic gaps by race or socioeconomic status.”
The next steps
Kantrowitz expects Biden to make one more extension of the payment pause and interest waiver that will last until after the upcoming midterm elections.
While the White House has kept its cards close to its chest, Kantrowitz believes that loan forgiveness is likely to happen. “And if it happens it’s likely to be limited in amount and eligibility,” he says.
Biden has already ruled out canceling $50,000 worth of debt, but $10,000 of forgiveness is still on the table.
Meanwhile, the issue continues to shine light on the rising costs of going to college.
College tuition and fees were about 170% more expensive in 2021 than in 2001, Tejersen cites in a new book on reducing higher education bureaucracy.
“The silver lining in the student debt fiasco,” she says, “is that more Americans recognize the need to identify affordable college options.”
The latest edition of the games will see more than 4,000 athletes from at least 55 member states of the Organization of Islamic Cooperation competing for 355 medals.
Turkish President Recep Tayyip Erdogan has officially opened the fifth edition of the Islamic Solidarity Games in the central Anatolian city of Konya, Türkiye.
Erdogan declared the games open on Tuesday at a dazzling opening ceremony, which was also attended by Azerbaijan's President Ilham Aliyev along with dignitaries from several nations.
The sporting event, which will be held from August 9-18, was originally planned to be held in 2021.
It was postponed to 2022 due to the coronavirus pandemic.
More than 4,000 athletes from at least 55 member states of the Organization of Islamic Cooperation will compete in 24 sports, ranging from archery to basketball and judo to swimming for 355 medals.
The Islamic Solidarity Games is an event held by the Islamic Solidarity Sports Federation (ISSF).
The games aim to "support the development of the athletes of the Islamic geography and to increase the culture of brotherhood and solidarity among the athletes," according to the event website.
Non-Muslim citizens in member states are also able to participate in the games.
The first Islamic Islamic Solidarity Games were held in Jeddah, Saudi Arabia, in 2005. The fourth edition was held in Baku, Azerbaijan in 2017.
Source: TRT World
An Australian and a Canadian mountain climber died last week in northern Pakistan while attempting to scale K2, the world’s second-highest mountain.
The death of Matthew Eakin was announced on Thursday by the Australian Department of Foreign Affairs and Trade, which expressed its “condolences to his family and friends.” His body was found through drone video.
A Pakistani mountaineering official and the Canadian Press said the body of Richard Cartier, who went missing in a separate incident on the same mountain on July 19, had finally also been spotted by a search team on K2.
Cartier was 60 and an experienced climber.
The Dawn, one of Pakistan's English-language newspapers, reported earlier this week that the two climbers had been spotted between Camp 1 and Camp 2 on K2 after they both went missing on July 19 in separate incidents.
Deadly record
Eakin’s devastated friends posted tributes on social media to honour him, saying his death was a huge loss to the mountaineering community.
Karrar Haidri, the deputy chief of the Pakistan Alpine Club, which coordinates search and rescue missions with Pakistan's government and military, confirmed the deaths of Eakin and Cartier.
“We extend our condolences to the friends and family members of the Australian and Canadian climbers who died on K2,” Haidri said.
Also last week, a third climber, Ali Akbar Sakki from Afghanistan, suffered a heart attack and died while trying to scale K2, Haidri said.
K2, on the Chinese-Pakistani border in the Karakorum Range, has one of the deadliest records, with most climbers dying on the descent, where the slightest mistake can trigger an avalanche and become fatal.
K2 is also among the coldest and windiest of climbs. At places along the route, climbers must navigate nearly sheer rock faces rising 80 degrees, while avoiding frequent and unpredictable avalanches.
Until this year, it had been scaled just 425 times, whereas Everest – the world's highest – had been conquered by more than 6,000 people since Edmund Hillary and Tenzing Norgay first reached the top in 1953.
Source: agencies
Muhammad Ali's championship belt from his 1974 "Rumble in the Jungle" heavyweight title fight has been sold at an auction for $6.18 million.
The winner of the heated competition for the belt on Sunday was Indianapolis Colts owner Jim Irsay, according to Heritage Auctions in Dallas.
In a tweet, Irsay confirmed he acquired the belt for his collection of rock music, American history and pop culture memorabilia that is currently touring the country.
Memorable title-belt
The belt will be displayed on August 2 at Chicago's Navy Pier and on September 9 in Indianapolis.
"Proud to be the steward!" Irsay tweeted.
"After several hours of watching two bidders go back and forth over this belt, this proved to be a battle worthy of the Rumble itself," Chris Ivy, Heritage's director of sports auctions, said in a statement.
The 1974 fight was one of boxing's most memorable moments.
Ali stopped the fearsome George Foreman to recapture the heavyweight title in the African nation of Zaire. Ali won the fight in a knockout in the eighth round.
Source: AP